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At the time of taking out a mortgage or granting a loan, the credit institution may require the policyholder to take out insurance policies to guarantee the loan amount.
Do you want to bind the policy to a bank within the limits of the remaining debt at the time of claim settlement? If so, every claim settlement will be made prioritizing the lienholder first. The excess amount will be paid to the beneficiaries.
We remind you that for the stipulation of a contract it is not necessary to indicate a bank constraint; the policyholder has the freedom to choose whether to apply a constraint or not.