GenialLife, the online life insurance policy

Easy and completely digital: GenialLife is the online life insurance policy that allows you to insure a capital up to €350,000.

Take advantage of digital benefits

• Get an anonymous quote with just a few clicks, by entering your date of birth, gender, and whether you are a smoker or not;
• receive a personalized quote via email;
• no paper process thanks to the simple and secure digital signature;
• you will be insured immediately, starting from 24 hours after the payment day;
• you can manage your policy directly from your smartphone.

What you can insure with GenialLife, the online life insurance

GenialLife is a term life insurance, meaning a pure risk life insurance contract. By subscribing to the term life insurance policy, the insurance guarantees the payment of the insured capital chosen by the policyholder to the designated beneficiaries if the premature death of the insured occurs before the contract expiration.

As previously mentioned, with GenialLife you can insure an amount up to €350,000. The minimum insurable capital is €25,000, and the choice must be made in multiples of €5,000.

The need for significant financial support, however, might also arise in serious circumstances. For this reason, GenialLife always includes the Terminal Illness Guarantee. With this guarantee, in case of a Terminal illness diagnosed by a specialist doctor, where the estimated life expectancy is less than 12 months, 50% of the insured capital for death is advanced to the insured while alive. This guarantee operates in addition to the additional guarantees, if present in the chosen package.

In addition to the standard coverage, to help you build protection tailored to your needs, GenialLife offers you a range of complementary insurance guarantees:

• Accidental death
• Gender specific cancer